🔎 Sector Spotlight: Unlisted Fintech Companies to Watch

Summary: Fintech remains a top unlisted-share theme. From digital lending to wealthtech, here are five high-momentum private fintechs and what makes them stand out.

1. Digital Lending Disruptors

Early players in SMB lending with 80–100% YoY AUM growth—large addressable market and tech moats.

2. Neo-Wealth & Robo-Advisors

Platforms blending goal-based advice and low fees—pre-IPO valuations at ₹8–10 bn.

3. Embedded Finance APIs

White-label credit disbursement and payment solutions powering banks and unicorn fintechs alike.

4. Insurtech Innovations

On-demand micro-insurance, telematics, and AI-driven underwriting—expected to IPO in 2025.

5. Regtech & KYC/KYB

Compliance automation startups capturing 30% annual growth with SaaS models—high margins.