LAS Calculator
Loan Against Securities lets you pledge your investments (stocks, ETFs, bonds, etc.) as collateral to borrow funds—without selling them. Calculate how much you can borrow and your expected monthly interest below.
How It Works
- Market Value × Margin %: That's your maximum loan.
- Monthly Interest: (Loan × Annual Rate) ÷ 12.
- No need to sell—keep earning dividends while you borrow.
FAQs
Who can use LAS?
Any investor with demat holdings in eligible securities (stocks, MF, bonds, etc.) can pledge them to borrow—subject to your lender’s approval.
What margin rates apply?
Typically 50–85% of market value, depending on asset class. Enter your lender’s margin % above to calculate.
How is interest charged?
Interest is computed monthly on the amount you borrow. You only pay for what you draw—no charges on unused limit.
Can I prepay?
Yes—most lenders allow early repayment without penalties. Contact your bank for exact terms.
Ready to Unlock Liquidity?
Contact our team to set up your LAS facility and get funds in your account quickly.
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