Loan Against Securities (LAS)
Instant liquidity without selling your portfolio. Secure up to 80% of your eligible securities’ market value with transparent rates and zero prepayment charges.
Get My Personalized QuoteTrusted by 100+ HNI families · ₹250Cr+ disbursed
Key Benefits
Same-Day Funding
Receive funds within hours via our fully digital process.
Flexible Overdraft
Draw when you need and pay interest only on used amount.
Retain Ownership
Maintain market exposure & earn dividends post-pledge.
Competitive Rates
Transparent interest rates starting at 10.50% p.a.
High LTV
Borrow up to 80% of your eligible securities’ market value.
Dedicated Support
Personal relationship manager for a white-glove experience.
How It Works
Fill 2-Min Form
Complete a quick online form with your details.
Authorize & Pledge
Approve e-pledge via your Demat/Custodian—100% paperless.
Instant Disbursal
Get your overdraft limit credited to your bank account.
Draw & Repay
Utilize, repay, and redraw funds at your convenience.
Apply Now
FAQs
- Which securities can I pledge?
- Equity shares, mutual funds, bonds, ETFs—800+ approved instruments.
- How much can I borrow?
- Up to 80% LTV on equities & mutual funds; 50–70% on debt instruments.
- What documents are required?
- PAN card, Aadhaar, Demat statement, latest bank statement.
- Are there prepayment charges?
- No—zero foreclosure & prepayment fees.
